1. Morgan & Morgan

Focus Area: Personal injury, wrongful death, and mass tort litigation

Practice Areas: Car accidents, truck accidents, motorcycle accidents, medical malpractice, slip and fall injuries, premises liability, wrongful death, workers’ compensation, class action lawsuits, employment disputes

Background: Morgan & Morgan was founded in 1988 by John Morgan and has grown into the largest personal injury law firm in the United States. The firm has over 1,000 attorneys nationwide and has recovered over $25 billion for clients throughout its history. The Orlando office is the firm’s headquarters location. The firm has been recognized as a Top 100 Trial Attorney firm by the National Trial Lawyers. Morgan & Morgan operates multiple Orlando-area locations and employs attorneys licensed to practice throughout Florida.

Location: 20 North Orange Avenue, Suite 1600, Orlando, FL 32801

Contact: (407) 420-1414 | https://www.forthepeople.com

Consultation: Free case evaluation; contingency fee (no fees unless compensation is recovered)

2. Farah & Farah

Focus Area: Personal injury representation for accident victims

Practice Areas: Car accidents, truck accidents, motorcycle accidents, Uber and Lyft accidents, workers’ compensation, wrongful death, premises liability, slip and fall injuries

Background: Farah & Farah has practiced personal injury litigation in Florida since 1979, making it one of the longer-established injury firms in the state. The firm has been recognized among the Top 100 Trial Attorneys by the National Trial Lawyers. Farah & Farah has recovered over $2 billion in damages for clients across Florida through a team-oriented approach to litigation. The firm takes a collaborative approach to case handling and provides bilingual services.

Location: Orlando office serving Central Florida

Contact: (407) 329-5054 | https://farahandfarah.com

Consultation: Free, no-obligation case review; contingency fee arrangement

3. Dan Newlin Injury Attorneys

Focus Area: Personal injury and accident representation

Practice Areas: Car accidents, truck accidents, motorcycle accidents, pedestrian accidents, wrongful death, slip and fall injuries, premises liability

Background: Dan Newlin Injury Attorneys has recovered billions of dollars for personal injury victims throughout Florida. The firm was voted the best personal injury law firm by the Orlando Business Journal. Dan Newlin Injury Attorneys maintains a significant presence in the Orlando area through advertising and community involvement. The firm operates with bilingual staff members.

Location: 7335 W Sand Lake Rd, Suite 300, Orlando, FL 32819

Contact: Contact through website | https://www.newlinlaw.com

Consultation: Free consultation; contingency fee (no fees unless case is won)

4. Pendas Law Firm

Focus Area: Personal injury and accident claims

Practice Areas: Car accidents, motorcycle accidents, truck accidents, slip and fall injuries, premises liability, wrongful death, medical malpractice, construction accidents

Background: Pendas Law Firm has represented injury victims throughout Florida with a focus on personalized attention and thorough case investigation. The firm employs bilingual attorneys and staff members to serve Spanish-speaking clients. Pendas Law Firm handles cases from initial consultation through trial if necessary and works with medical experts to document injuries and damages.

Location: Orlando office serving Central Florida

Contact: Contact through website | https://www.pendaslaw.com

Consultation: Free consultation; contingency fee basis

5. DWK Law

Focus Area: Personalized personal injury representation

Practice Areas: Car accidents, truck accidents, motorcycle accidents, slip and fall injuries, premises liability, medical malpractice, wrongful death, catastrophic injuries

Background: DWK Law takes a selective approach to client representation, intentionally limiting caseload to provide individualized attention. The firm has recovered significant settlements including a $2.7 million result for a woman injured by a reckless driver who struck her when running a stop sign, resulting in permanent injuries to her neck, back, shoulders, knees, legs, and ankle. DWK Law serves clients throughout Orlando and Orange County.

Location: Orlando, FL serving Orange County

Contact: Contact through website | https://www.dwklaw.com

Consultation: Free case review; contingency fee arrangement


Personal Injury Laws in Florida

Statute of Limitations

Florida law underwent significant changes effective March 24, 2023, with the passage of House Bill 837. The statute of limitations for personal injury claims based on negligence was reduced from four years to two years from the date of injury. This applies to car accidents, slip and fall cases, and other negligence-based claims occurring on or after March 24, 2023.

For injuries that occurred before March 24, 2023, the prior four-year statute of limitations still applies.

Additional timeframes include:

  • Wrongful death claims: Two years from the date of death
  • Medical malpractice: Two years from date of injury, but no longer than four years from the malpractice date (with specific exceptions for fraud, concealment, and minor children)
  • Claims against government entities: Must file notice within three years of injury, and lawsuit within two years of the injury date

Negligence Rules

Florida shifted from pure comparative negligence to modified comparative negligence effective March 24, 2023. Under the current rule, an injured party is barred from recovering any damages if they are found more than 50% at fault for the accident. If fault is 50% or less, the injured party’s recovery is reduced by their percentage of responsibility.

This represents a significant change from the prior pure comparative negligence system, which allowed recovery even if the injured party was 99% at fault (with damages reduced proportionally).

Damage Caps

Florida does not impose general statutory caps on compensatory damages in most personal injury cases. However, recent tort reform under House Bill 837 introduced stricter criteria for evaluating damages and reinforced limitations on certain types of claims.

Punitive damages in Florida are generally capped at the greater of three times the compensatory damages or $500,000. In cases involving intentional misconduct or gross negligence, the cap increases to the greater of four times compensatory damages or $2 million.

Auto Insurance Requirements

Florida operates as a no-fault state with unique insurance requirements. Florida does not require bodily injury liability coverage for most drivers. Instead, the state mandates:

  • $10,000 in Personal Injury Protection (PIP)
  • $10,000 in Property Damage Liability (PDL)

PIP coverage pays 80% of necessary medical expenses up to the $10,000 limit regardless of fault. However, to receive full PIP benefits, medical treatment must begin within 14 days of the accident.

Because Florida does not require bodily injury liability coverage, injured parties must often rely on their own PIP and uninsured/underinsured motorist coverage. The no-fault system limits the ability to sue at-fault drivers unless injuries meet the serious injury threshold defined as:

  • Significant and permanent loss of an important bodily function
  • Permanent injury within a reasonable degree of medical probability
  • Significant and permanent scarring or disfigurement
  • Death

Florida’s legislature has considered repealing the no-fault PIP system, with potential changes scheduled to take effect July 1, 2026. If enacted, this would shift Florida to a traditional tort liability system with mandatory bodily injury liability coverage of 25/50 ($25,000 per person, $50,000 per accident).


Frequently Asked Questions

How do Florida’s recent tort reform changes affect my personal injury claim in Orlando?

House Bill 837, effective March 24, 2023, significantly altered personal injury claims in Florida. The statute of limitations was cut from four years to two years, and Florida shifted from pure to modified comparative negligence, meaning you cannot recover damages if found more than 50% at fault. These changes make prompt legal consultation more important than ever. Insurance companies are aware of these shortened deadlines and may attempt to delay claim processing to pressure victims into accepting lower settlements or to run out the clock on filing deadlines.

What should I do if I am injured in an accident at Walt Disney World or Universal Orlando?

Theme park accidents in Orlando involve specific considerations. Large corporations like Disney and Universal have dedicated legal teams and may seek to limit liability through various means. Critical steps include seeking immediate medical attention, documenting the scene and any witnesses, reporting the incident to park officials (and obtaining a copy of any incident report), and consulting with an attorney experienced in premises liability before signing any documents or giving recorded statements. Time-sensitive evidence such as ride maintenance records and surveillance footage should be preserved through proper legal channels.

How does Florida’s no-fault insurance system affect my ability to sue after a car accident?

Florida’s PIP system requires you to first seek reimbursement from your own insurance, regardless of who caused the accident. Your PIP covers 80% of medical expenses up to $10,000. You can only step outside the no-fault system to sue the at-fault driver if your injuries meet the serious injury threshold, which includes permanent loss of bodily function, permanent injury, significant permanent scarring, or death. This threshold requirement prevents many minor injury claims from proceeding against at-fault drivers.

What are the consequences of Florida’s two-year statute of limitations for accident victims?

The reduced two-year deadline creates urgency that did not exist under the prior four-year rule. Evidence can disappear quickly, as businesses typically overwrite surveillance recordings within 30 to 90 days, and witness memories fade. Medical records must be compiled, expert opinions obtained, and liability established within a compressed timeframe. Insurance companies may employ delay tactics knowing the deadline is approaching. Beginning the legal process promptly after an accident allows maximum time for investigation, treatment documentation, and negotiation.

How do I-4 corridor accidents differ from other car accident claims in Orlando?

Interstate 4 through Orlando is consistently ranked among the most dangerous highway segments in the United States. I-4 accidents often involve multiple vehicles and can result in catastrophic injuries. Contributing factors include construction zones (SunRail expansion and ongoing improvements create shifting traffic patterns), tourist traffic unfamiliar with the roadway, heavy commercial truck traffic, and the interchange with I-95 and other major highways. Multi-vehicle accidents may involve complex liability determinations with multiple insurance companies, and commercial truck accidents may implicate federal motor carrier safety regulations.